Pre-Approval Submission Checklist
Pre-Approval Submission Checklist by The Housing Assistant
Pre-Qualification Readiness Checklist
Pre-Qualification Readiness Checklist by The Housing Assistant
Understanding IRS Tax Transcripts
Understanding IRS Tax Transcripts by The Housing Assistant
2026 VA Residual Income Table and Cheat Sheet
2026 VA Residual Income Table and Cheat Sheet by The Housing Assistant
Bailee Letters in Mortgage Banking
A Comprehensive Guide to Bailee Letters in Mortgage Banking by The Housing Assistant
Underwriting Best Practices
This guide provides best practices for mortgage underwriters to ensure consistent, compliant, and efficient underwriting decisions. Use this as a reference to avoid overconditioning, mitigate risk, and maintain investor confidence throughout the loan lifecycle.
What to Expect During the Mortgage Process
This guide walks you through each step of the loan journey, so you know what to expect, what documents you’ll need, and how to stay ahead of the game.
TRID Timeline Tracker
This guide simplifies the TRID timing requirements into a clear, visual timeline. TRID (TILA-RESPA Integrated Disclosure) compliance is essential to avoid costly delays and ensure a smooth borrower experience.
Mortgage Underwriter Onboarding Guide
This onboarding plan was created to assist THA subscriber organizations in training new mortgage underwriters. It outlines a one-week training schedule, key risk areas,
performance expectations, and how to effectively use THA’s suite of underwriting tools and guides.